Need an appraisal in Ave Maria or Collier County?

Here are the top seven reasons why FL homeowners need Carletta Real Estate:

Pre-listing appraisals (whether you're using an agent or selling the home on your own)
Challenge a property tax assessment
Remove PMI to reduce your monthly mortgage payment
To reinstate their Home Equity Line of Credit (or HELOC)
Verify another appraiser's report
In the case of a FL divorce, where real estate needs to be divided
Settle an estate in FL by determining the true market value of property in question

Own a house in or near Ave Maria, FL and need help determining the price of it?
Contact Carletta Real Estate.

At Carletta Real Estate, we understand the individual needs of a consumer after appraisal services. Our customary business clients are used to the appraisal process and the usual documents we provide. As our non-traditionalclient, we will provide you with extra guidance and explanations through the appraisal process to better understand what we do and how we report the results of our analysis.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your own house because you most likely have an emotional attachment to it. Our professional appraisers at Carletta Real Estate are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic price to sell at so your home will attract many interested buyers, a professional appraisal is a crucial negotiating tool once you have a potential buyer. The appraisal is something concrete to show the buyer. It's an independent third party's opinion of your home's value, and not just you saying how much you think your house is worth. Potential buyers know that you have an emotional attachment to your home and will be more likely to give credibility to a qualified appraiser's value opinion than yours.

Need to cancel PMI?

A fashionable way to save money for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is down below 80% of the value of your property. In most cases you can apply to your lender to have the PMI eliminated from your loan. At Carletta Real Estate, we're seasoned in helping people just like you dismiss unneeded PMI insurance.

Challenging a property tax assessment

Your local tax assessor may have your house overvalued if your home is not appreciating as much as other homes close by. That means you're paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. Getting an appraisal report from Carletta Real Estate is your best weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area. Not only can this be difficult and inconvenient from a cash flow point of view, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. An appraisal from Carletta Real Estate can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Do you need a veteran appraiser to double-check your appraisal for precision, or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? Carletta Real Estate offers field reviews where we'll go out and check the subject and comps. If you're in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal you may have had in the past. Even though this is usually requested by banks, you may wish to use this service if you suspect mortgage fraud related to your house.